See also February 2024 Timyan Bank Alert post “Unionized Banking in the US”.
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September 2022 Tribune Democrat article
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2023 Living Wage Calculator by MIT
US Bureau of Statistics Occupational Employment and Wage Statistics
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I posit that ameriserv should be valued on the dividend discount model. The yield is a decent 4.62% so discounting this $0.12 at 12% in perpetuity gives me a target price of exactly $1.