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Sam Haskell's avatar

I posit that ameriserv should be valued on the dividend discount model. The yield is a decent 4.62% so discounting this $0.12 at 12% in perpetuity gives me a target price of exactly $1.

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Sam Haskell's avatar

We could apply a 2-4% growth rate to that dividend but it’s not amalgamated.

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Phil Timyan's avatar

You’re a generous man, Sam!

Long time observers of AmeriServ might argue that the discount rate should be higher.

If the board and management keep spending shareholders’ money fighting with the good folks at Driver Management instead of listening to reason, a $1 terminal value might prove overly optimistic.

Thank you for your comment!

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